Terms of Use

Last updated: June 2026

By using NY First Home Guide, you agree to these terms. The site provides general information only and is not legal, financial, mortgage, tax, or real estate advice.

Acceptance of Terms

By accessing or using NY First Home Guide ("the Site"), you agree to be bound by these Terms of Use and our Privacy Policy and Disclaimer. If you do not agree, please do not use the Site.

Informational Use Only

All content on the Site — including guides, comparisons, calculators, and checklists — is provided for general educational purposes only. It does not constitute legal, financial, mortgage, tax, or real estate advice, and it is not a mortgage quote, pre-approval, or commitment to lend. Always verify program details and rates with official sources and licensed professionals.

No Professional Relationship

Use of the Site does not create any attorney-client, financial-advisor, lender-borrower, or agency relationship between you and the operators of the Site.

Accuracy and Availability

We strive to keep information accurate and current, but we make no warranties about completeness, accuracy, or availability. Programs, limits, and rates change frequently and may be out of date. The Site may be unavailable, modified, or discontinued at any time without notice.

Advertising and Third-Party Links

The Site may display paid, clearly labeled sponsored placements and may link to third-party websites and services, including affiliate links. We are not responsible for the content, products, services, or practices of third parties. See our Advertising Disclosure and Affiliate Disclosure.

Acceptable Use

You agree not to misuse the Site, including by attempting to disrupt it, submitting false information through forms, or using it for any unlawful purpose. Do not submit Social Security numbers, bank account numbers, birth dates, or other sensitive financial information through any form on the Site.

Limitation of Liability

To the fullest extent permitted by law, the operators of NY First Home Guide shall not be liable for any loss, damage, or harm arising from your use of, or reliance on, information provided on the Site. The Site is provided "as is" without warranties of any kind.

Changes to These Terms

We may update these Terms of Use at any time. The "last updated" date reflects the latest revision. Your continued use of the Site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be sent through our contact page.