1Step 1: Contact
2Step 2: Buyer Profile
3Step 3: Results
Educational only. The First-Time Buyer Battle Plan™ provides simplified educational estimates and preliminary screening. It is not legal, financial, tax, mortgage, or investment advice, and is not affiliated with SONYMA, HCR, New York State, the FHLBNY, NYC HPD, or any lender. We do not guarantee that home values rise, or that you qualify for any program. Verify all figures and eligibility with licensed professionals.

Our Mission

Our mission is to empower first-time homebuyers to stop sitting on the sidelines. Many buyers assume homeownership is out of reach because they do not understand preapproval, down payment assistance, closing costs, offer strategy, or how home equity builds wealth over time. The First-Time Buyer Battle Plan™ gives buyers a clearer path by showing what to fix, what to ask, what to compare, and what steps to take before touring homes or making an offer.

What You'll Get

Most first-time buyers do not need another generic guide. They need to know whether they are ready, what is holding them back, how much cash they may need, whether they can compete in their local market, and how buying a home may help build long-term wealth.

1

Buyer Readiness Score

A 0–100 read on how ready you are to buy right now.

2

Offer Strength Score

How competitive your offer may look to a seller today.

3

Buyer Roadblocks Animal Diagnostics

Meet your buyer roadblocks before they cost you a home. Your Battle Plan uses fun but practical animal diagnostics to show what may be holding you back — from credit issues and cash-to-close gaps to weak offer strategy or missed assistance programs.

4

Estimated Cash-to-Close Range

A realistic range for what you may need at the closing table.

5

First-Time Buyer Program Checklist

Programs and assistance worth checking before you buy.

6

Lender Shopping Checklist

Exactly what to compare so you do not overpay for your loan.

7

Home Viewing Strategy

What to look for — and look out for — at showings.

8

Public Sales Data Links

See what homes actually sold for, not just list prices.

9

Homeownership Wealth Calculator

Estimate how equity could grow through appreciation and paydown.

10

Leverage / Return-on-Equity Examples

See how a down payment can do heavy lifting over time.

11

Personalized Next-Step Action Plan

The specific moves that improve your scores fastest.

🔒 Your readiness score, calculator results, and program matches unlock after you start your Battle Plan.

Meet Your Buyer Roadblocks

Your Battle Plan may also identify your personal buyer roadblocks using memorable animal diagnostics, including Credit Crocodile, Offer Ostrich, Savings Squirrel, Debt Dragon, Preapproval Panda, Documentation Dolphin, Timeline Turtle, Comparison Chameleon, Grant Giraffe, and Budget Buffalo.

Credit Crocodile
credit profile needs work
Offer Ostrich
offer strategy may need strengthening
Savings Squirrel
more cash may be needed
Debt Dragon
monthly debt may hurt affordability
Preapproval Panda
financing is not fully lined up
Documentation Dolphin
documents may need organizing
Timeline Turtle
timeline may be unclear
Comparison Chameleon
lender shopping may be weak
Grant Giraffe
assistance programs may be missed
Budget Buffalo
target price may be too aggressive
Complete your Battle Plan to see which buyer roadblocks apply to you and how to fix them.

Start Your Free Buyer Battle Plan

Step 1 of 3 — just your contact details so we can build and send your plan.

Do not submit Social Security numbers, bank account numbers, or other sensitive financial information. Your results are estimates for educational purposes only.